About Us

Umthombo is a Debt Review Removal & Credit Clearance Company. With our expert assistance, reclaim your credit status and live without the burden of debt. Our mission is to educate you on how to improve your credit status so you are never left behind in the credit market. We believe in integrity, transparency, and a customer-centric approach that prioritises clients’ needs and financial wellbeing. Remove Debt was founded with a vision to support South Africans struggling with debt challenges. Over the years, we have built a reputation for delivering effective debt removal solutions and guiding clients to financial clarity and success.

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Our Services

Voluntary sequestration can be a difficult journey, but with the right support, it can also be the start of a new financial beginning. Our team is here to provide expert guidance every step of the way, helping you navigate the entire sequestration process with confidence and ease. From managing your debt to securing a brighter financial future, we are committed to making the sequestration process as seamless as possible.

Clearing Debt

we have successfully aided numerous clients in clearing debts and enhancing their credit scores, leading to improved financial opportunities.

Expert Guidance

Our experienced team offers dedicated guidance to help you successfully clear your credit profile

Customised Solutions

We recognise that each financial situation is different, so we provide customised solutions to fit your unique needs.

Credit worthiness

With a track record of helping clients regain their creditworthiness, we’re committed to your financial empowerment. Voluntary

How does it work?

Understanding Debt Review To terminate the debt review process and remove the notice from your credit reports, start by assessing whether your financial situation has improved enough to handle creditor repayments on your own, indicating you are no longer over-indebted. Next, obtain a court order to legally declare your improved financial status, even if there wasn’t a previous court order for your debt review. Finally, update the credit bureaus through the NCR Debt Help System to ensure your records are accurate and the debt review notice is removed. This allows you to pay creditors directly, complying with the National Credit Act, and enhances your financial independence and creditworthiness.

Who Can Benefit from Our Debt Review Removal Service?

Wrongly placed under debt review You’ve been incorrectly placed under debt review and need help rectifying the situation.

Paid up all account

If you’ve paid up all accounts previously under debt review but are still facing financial restrictions.

Fill Out Our Online Form

Start by filling out our online form and giving us consent to conduct a free assessment of your case. This allows us to understand your financial situation and tailor our services to your needs.

Consult with Our Specialist

Set aside just 10 minutes for a call with our specialist consultant. During this call, we’ll discuss your individual circumstances and outline a plan to remove you from debt review.

03. Discuss Costs and Timeframe

Get a clear understanding of the costs involved and the timeframe for your debt removal. We’ll finalise a plan that suits your financial capacity and goals, ensuring transparency every step of the way.

Customised Solutions

We recognise that each financial situation is different, so we provide customised solutions to fit your unique needs.